Featured Headlines

Relay SMB Research, AI, Embedded Finance Highlight Last Week’s Fintech Research Roundup

Relay’s Cash Flow Compass chronicles SMB challenges Relay, a business banking platform, has released its latest Cash Flow Compass. It shows how small business owners must contend with too-rapid growth, legacy financial setups, and financial shocks. Other key findings: Unexpected cash flow issues edged down… Read More

Digital Assets Thoughts of the Week: Institutions, Tokenization, & 24/7 Trading

Institutions and tokenization “Tokenization is reaching a stage where financial institutions are beginning to use it for activities that already form part of capital markets. Banks are exploring how tokenized securities can be used for financing, custody, and settlement, while issuers are paying closer attention… Read More

Perspective: The Sandbox Paradox – Where innovations go to die – how, why and what got forgotten

As the UK House of Lords Financial Services Regulation Committee kickoff the first evidence session of their inquiry into Regulatory Sandboxes this week (with written submissions closing Friday) in this, the first of a short series, in which we will map, diagnose, and work out… Read More

Approximately 75% of Comments Submitted Support SEC’s Proposed Regulation Crypto Assets

The deadline for comments on the Securities and Exchange Commission’s proposed Regulation Crypto Assets (Reg CA) passed this week, but feedback continues to trickle in. Notably, most comments support the proposal, which exempts issuers from raising up to $75 million for a project. Reg CA… Read More

There Is No Single Institutional Crypto Investor

Why exchanges must let professional capital choose how it is held, not just what it can trade For most of crypto’s history, institutional adoption was framed as a question of access. Could a fund get exposure at all? That question is largely answered. According to… Read More

Southeast Asia Digital Economy to Hit $368B in 2026 as AI Adoption Accelerates

Southeast Asia’s digital economy is projected to reach $368 billion in gross merchandise value (GMV) in 2026, growing 17% year-on-year despite macroeconomic pressures, as artificial intelligence (AI) adoption reshapes consumer behaviour and investment across the region, according to a report by Google, Temasek and Bain… Read More

Regulation Crypto Assets Comments Deadline Sees 100s of Opinions

Yesterday, the deadline for comments on the Securities and Exchange Commission’s proposed Regulation Crypto Assets rules ended. While the SEC is typically rather lenient on deadlines, most perspectives have likely been submitted before it promulgates a final rule. On the final day, interested parties submitted… Read More

Tokenization, Regulation and Crypto Investing: Digital Assets Thoughts of the Week

Tokenization “The latest developments in tokenization point to a more demanding phase for financial infrastructure. Regulators are examining whether tokenized assets can function as collateral, settle reliably and retain their legal protections when markets come under pressure. “ESMA has opened a consultation on tokenized collateral… Read More

OCC Debanking Report Shows that Financial Services Firms Denied Services During Biden Administration

Debanking, or denying access to financial services, is a nefarious activity that was far too prevalent during the prior administration. Numerous reports indicated that individuals and entities were denied services because of their political leanings or business operations deemed unsavory. Crypto or digital asset firms… Read More

Citi: Tokenization is the Area They Are Most Excited About

Citi (NYSE:C) said during its recent Q3 earnings call that tokenization is the part of its business it’s most excited about. During the call on Tuesday, Jane Fraser, Citi Chair and Chief Executive Officer, described the benefits of incorporating blockchain technology, explaining that it is… Read More

White House Crypto Lead Patrick Witt to Leave Administration

White House crypto lead Patrick Witt has announced he is leaving the Trump Administration. In a post on X, Witt said serving the Trump Administration has been the “privilege of a lifetime.” “First and foremost, I want to thank [President Donald Trump] for the opportunity… Read More

Brickken’s Solving the Agentic Trust Problem

Brickken co-founder and chief revenue officer Ludovico Rossi believes that, despite the attention given to agentic commerce, it won’t reach its potential until stakeholders are convinced there are enforceable controls over agents. They must also be assured that data can be reliably available on-chain and across systems…. Read More

Altman, Cagney, Backed Firms Among Last Week’s Fintech Raises

Brazil’s Agibank raises $410M in fund issuance The digital bank also has roughly 900 locations, mostly in underserved communities. This raise is the company’s third receivables-backed issuance. Capitolis confirms $220M in financing, including $120M Series E The fintech raised a $120 million Series E and… Read More

Coinbase CEO Welcomes Expansion of Accredited Investor Definition

The definition of an Accredited Investor has long been a discriminatory rule that blocks millions from participating in the Reg D private securities marketplace. Securities issued under Reg D measure in the trillions each year, and almost all promising early-stage firms leverage the exemption to… Read More

Tokenization, Crypto, AI and Connected Payment Systems: Digital Assets Thoughts of the Week

South Korea and tokenization “Proposed rules would allow stocks, bonds, and investment funds to operate under the country’s tokenized securities framework when it comes into effect in 2027. “The framework includes requirements covering capital, compliance personnel, technology systems and the management of distributed ledger records…. Read More

Ledger Hack: Reports Indicate Hardware Wallets Being Drained of Funds

Ledger is investigating reports of loss of funds. This is based on the company’s own statements, as well as external comments and reporting. In a post on X, Ledger stated that they are reviewing pilfered funds in Southeast Asia from users who purchased their products… Read More

September Reg CF Market: 49 Deals, $16.9 Million Committed

The Reg CF (Regulation Crowdfunding) market continues to operate at a choppy pace. According to data from Crowdfund Capital Advisors (CCA)/CCLEAR, September saw 48 new securities offerings, a 15.8% decline from August and a 40.7% decline versus the same month the prior year. Closed deals… Read More

Here is the House Select Committee on China Report on Webull “…maintains deep operational and strategic dependencies on entities in China”

Yesterday, the bipartisan House Select Committee on China alleged that Webull Corporation (NASDAQ:BULL), a regulated broker and alternative investment platform, is closely aligned with the People’s Republic of China (PRC) and its rulers, the Chinese Communist Party (CCP). Companies in China are well known to do the CCP’s bidding… Read More

Vaults: The Good, the Bad, and the Ugly

Everyone keeps asking the SEC what a vault is. More useful question: what should a vault be, now that the constraints that produced the shared-vault container no longer exist? Billions sit in these things. Banks and fintechs are shopping. Regulators are circling. The industry is… Read More

CFTC Proposes Updated Crypto Rules Aiming to Support Innovation, Protect Investors; Advocacy Group BetterMarkets Slams It Anyway

Yesterday, the Commodity Futures Trading Commission (CFTC) issued proposed rules aiming to support digital asset innovation while protecting investors. Crypto proponents view the digital asset sector as key to the US maintaining its global leadership in financial services. Multiple jurisdictions worldwide have begun or already… Read More

Send this to a friend